路易斯安那州的抵押贷款再融资
或者你可以打电话给我们 (985) 652-4990.
为你的抵押贷款再融资. 节省更多的钱.
Refinancing your mortgage can feel complicated. But it doesn't have to be that way.
专家的指导
Refinancing your mortgage can be confusing. But you won't do this alone because our trusted experts will guide you.
节省更多的钱
Shorten the term of your loan and save you thousands of dollars with historically low mortgage interest rates.
偿还债务
Use the money you save from refinancing your mortgage to pay off high-interest debt like credit cards and personal loans.
FOUR SIMPLE STEPS TO HELP YOU GET THERE.
WE PROMISE TO MAKE REFINANCING YOUR MORTGAGE QUICK AND EASY.
比较
We'll help you compare mortgage refinance rates and 付款 terms to find the best fit for you.
计算
Run the numbers and calculate your monthly loan 付款 to see how much you could save.
准备
We'll help you get prepared to refinance your mortgage and make things quick and easy for you.
应用
Just imagine how good you will feel when you start saving more money with a lower mortgage 付款.
比较抵押贷款再融资利率.
Contact our mortgage representatives at mortgage@Louisianafcu.org 对于目前的住房贷款利率.
费率从下午2:41分起生效.M. 2023年9月1日
利率 subject to change without notice.
4月:5.910%
点:1.000%
什么是APR?
The information provided assumes the purpose of the loan is to purchase a property, 贷款额为120美元,000 and an estimated property value of $150,000. The property is located in LaPlace, LA and is within St. 施洗约翰县. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 30 days and the assumed credit score is 740.
5分.50% interest rate, the APR for this loan type is 5.910%. The monthly 付款 schedule would be:
- 120次付款，共计1302美元.32美元，利率5.50%
If an escrow account is required or requested, the actual monthly 付款 will also include amounts for real estate taxes and homeowner's insurance premiums.
4月:5.789%
点:1.000%
什么是APR?
The information provided assumes the purpose of the loan is to purchase a property, 贷款额为120美元,000 and an estimated property value of $150,000. The property is located in LaPlace, LA and is within St. 施洗约翰县. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 30 days and the assumed credit score is 740.
5分.50% interest rate, the APR for this loan type is 5.789%. The monthly 付款 schedule would be:
- 180次支付980美元.50美元，利率5.50%
If an escrow account is required or requested, the actual monthly 付款 will also include amounts for real estate taxes and homeowner's insurance premiums.
4月:6.233%
点:1.000%
什么是APR?
The information provided assumes the purpose of the loan is to purchase a property, 贷款额为120美元,000 and an estimated property value of $150,000. The property is located in LaPlace, LA and is within St. 施洗约翰县. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 30 days and the assumed credit score is 740.
6分.000% interest rate, the APR for this loan type is 6.233%. The monthly 付款 schedule would be:
- 240次付款，共计719美元.46美元，利率6美元.000%
If an escrow account is required or requested, the actual monthly 付款 will also include amounts for real estate taxes and homeowner's insurance premiums.
Email us for our 30 year mortgage rate at mortgage@zizhanggui.com.
什么是APR?
4月:3.713%
点:1.000%
什么是APR?
The information provided assumes the purpose of the loan is to purchase a property, 贷款额为120美元,000 and an estimated property value of $150,000. The property is located in LaPlace, LA and is within St. 施洗约翰县. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 30 days and the assumed credit score is 740.
在3.250% interest rate, the APR for this loan type is 3.713%. The monthly 付款 schedule would be:
- 119笔付款共计1480美元.83，利率为3.250%
- 1笔1457美元的付款.31，利率是3.250%
If an escrow account is required or requested, the actual monthly 付款 will also include amounts for real estate taxes and homeowner's insurance premiums.
4月:3.570%
点:1.000%
什么是APR?
The information provided assumes the purpose of the loan is to purchase a property, 贷款额为120美元,000 and an estimated property value of $150,000. The property is located in LaPlace, LA and is within St. 施洗约翰县. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 30 days and the assumed credit score is 740.
在3.250% interest rate, the APR for this loan type is 3.570%. The monthly 付款 schedule would be:
- 179笔934美元的付款.05，利率为3.250%
- 1 .付款 $913.87 利率为3.250%
If an escrow account is required or requested, the actual monthly 付款 will also include amounts for real estate taxes and homeowner's insurance premiums.
4月:4.256%
点:1.000%
什么是APR?
The information provided assumes the purpose of the loan is to purchase a property, 贷款额为120美元,000 and an estimated property value of $150,000. The property is located in LaPlace, LA and is within St. 施洗约翰县. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 30 days and the assumed credit score is 740.
4分.000% interest rate, the APR for this loan type is 4.256%. The monthly 付款 schedule would be:
- 239付款$893.69 利率是4.000%
- 1 .付款 $869.94 利率是4.000%
If an escrow account is required or requested, the actual monthly 付款 will also include amounts for real estate taxes and homeowner's insurance premiums.
4月:6.816%
点:1.000%
什么是APR?
The information provided assumes the purpose of the loan is to purchase a property, 贷款额为120美元,000 and an estimated property value of $150,000. The property is located in LaPlace, LA and is within St. 施洗约翰县. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 30 days and the assumed credit score is 740.
6分.311% interest rate, the APR for this loan type is 6.816%. The monthly 付款 schedule would be:
- 239笔741美元的付款.61美元，利率6美元.311%
- 支付705美元.36美元，利率6美元.311%
If an escrow account is required or requested, the actual monthly 付款 will also include amounts for real estate taxes and homeowner's insurance premiums.
HOW TO GET 准备D TO 为你的抵押贷款再融资.
检查你的信用评分
Your credit score is a number between 300 to 850 and it is based upon your spending, 付款, 以及信用记录. The higher your credit score is, the easier it can be to get approved for your mortgage.
如何准备: We recommend you know what your credit score is before applying for your mortgage using the 年度免费信用报告.
知道你房子的估计价值
We will use independent appraisers to assess the value of your house which helps us determine how much you are eligible to borrow.
如何准备: Click here to get a basic understanding of what your home's value might be before applying for your mortgage refinance.
回顾你的债务收入比
Your debt-to-income (DTI) ratio is calculated from how much of your total monthly income (before taxes are taken out) goes towards paying off your debt. This helps us to understand what percentage of your income will go towards your home loan.
如何准备: Your new mortgage 付款 (including taxes & insurance) and all other monthly debts (credit card 付款s, 汽车贷款, 学生贷款, 等.) should not exceed 41% of your gross monthly income.
申请抵押贷款再融资.
Our trusted mortgage refinance experts will guide you every step of the way to help you get there.
Louisiana Federal Credit Union membership is required. Approval and APR are based on creditworthiness.
